Whether you own a small business or a large corporation, business insurance is a valuable tool for protecting your investments. For small business owners, the primary purpose of business insurance is to protect the business from liability. In addition, business insurance can help businesses protect their physical assets and provide coverage for employees.
Starting a business can be risky, and having the right insurance coverage can help protect you and your business from unforeseen events. Here are some key reasons why business insurance is important for any business.
Homeowners insurance is a critical component of protecting your home and your assets. It is important to understand what is covered by your policy and what is not. One of the most common questions homeowners ask is whether their insurance will cover damage to the sewer line.
Without an additional endorsement to your policy, sewer line damage from common causes is typically not covered by homeowner's insurance. You can increase your policy's service line coverage to protect your sewer lines.
Moving is a stressful process with a lot of moving parts. One of the most important pieces of the puzzle is ensuring you have the right insurance coverage for your moving truck. While auto insurance can cover many types of vehicles, it may not cover everything you need for your move.
There is no such thing as furnace insurance or furnace replacement insurance. But if your furnace or boiler is damaged or destroyed by one of the perils covered by your homeowner's insurance, that expense might be covered.
If your furnace has a mechanical issue, a standard policy won't usually pay for the cost of repair or replacement. However, you may be able to add an equipment breakdown endorsement for a fee to receive coverage.
How To Insure A Tiny Home
A tiny home is a small dwelling under 100 to 400 square feet designed to save space. Because of its tiny space, a tiny house usually isn't covered by a standard home insurance policy. You can have it insured with a mobile or manufactured home insurance policy.
In the case of businesses, you may need auto insurance if your business works a lot with vehicles. Business travels may include carrying work equipment, attending a client visit, or other business trips.
One of the greatest investments you might make is your home. In catastrophes, this investment can only be protected by homeowners insurance. In ensuring you're covered, here are some of the must-haves for homeowners insurance.
A hit-and-run collision occurs when a motorist strikes a pedestrian, another vehicle, or an item and then drives away. There are vehicle plans that may assist in paying the damages of the at-fault party who fled if you are a victim of this collision. Here are a few insurance policies that might be useful in the event of a hit-and-run.
Every location has its requirements for minimum levels of car insurance policies and accident coverage. When you drive outside of your native state, local insurance regulations may take precedence. Make preparations in advance to ensure you are completely covered when driving by being aware of what may happen to your auto insurance when you move out of state.
Homeowners insurance coverage safeguards a house by covering any losses or injuries to the property. The insurance policy often includes liability security to compensate for mishaps or injuries sustained while on the premises.
But what happens if a home insurance policyholder dies? The following information and tips may help you become knowledgeable about what the spouse or successor may do after the death of their loved ones.