Whether you own a small business or a large corporation, business insurance is a valuable tool for protecting your investments. For small business owners, the primary purpose of business insurance is to protect the business from liability. In addition, business insurance can help businesses protect their physical assets and provide coverage for employees.
Starting a business can be risky, and having the right insurance coverage can help protect you and your business from unforeseen events. Here are some key reasons why business insurance is important for any business.
Homeowners insurance is a critical component of protecting your home and your assets. It is important to understand what is covered by your policy and what is not. One of the most common questions homeowners ask is whether their insurance will cover damage to the sewer line.
Without an additional endorsement to your policy, sewer line damage from common causes is typically not covered by homeowner's insurance. You can increase your policy's service line coverage to protect your sewer lines.
Moving is a stressful process with a lot of moving parts. One of the most important pieces of the puzzle is ensuring you have the right insurance coverage for your moving truck. While auto insurance can cover many types of vehicles, it may not cover everything you need for your move.
There is no such thing as furnace insurance or furnace replacement insurance. But if your furnace or boiler is damaged or destroyed by one of the perils covered by your homeowner's insurance, that expense might be covered.
If your furnace has a mechanical issue, a standard policy won't usually pay for the cost of repair or replacement. However, you may be able to add an equipment breakdown endorsement for a fee to receive coverage.