Will Auto Insurance Cover Moving Trucks?

​Moving is a stressful process with a lot of moving parts. One of the most important pieces of the puzzle is ensuring you have the right insurance coverage for your moving truck. While auto insurance can cover many types of vehicles, it may not cover everything you need for your move. 

Does Auto Insurance Cover Moving Trucks? 
Auto insurance does not cover moving trucks. Most auto insurance policies are designed to cover cars, trucks, and SUVs. Moving trucks are considered commercial vehicles, and as such, they require a particular type of insurance. 

What Kind of Insurance Do I Need for My Moving Truck? 
The type of insurance you will need for your moving truck will depend on the type of truck you are renting. Most rental companies will require you to purchase insurance coverage for the truck. This type of insurance is known as commercial truck insurance.  

What Does Commercial Truck Insurance Cover? 
The insurance covers a wide range of potential losses. Commercial truck insurance covers the truck, the cargo being transported, and any damage or losses that may occur while it is being used. It also covers cargo protection and any liability from using the truck. 

This also includes any medical expenses incurred from an accident involving the truck. 

Is Commercial Truck Insurance Expensive? 
The cost of commercial truck insurance will vary depending on the size of the truck, the type of coverage you choose, and the length of the rental period. Generally, it is more economical to purchase an annual policy than a policy for each move. 

Conclusion 
Regarding moving, having the right insurance coverage for your truck is important. Driving a 26-foot truck is no joke. Mirrors' perspectives are very different from the auto you're used to driving with. 

Auto insurance does not cover trucks used specifically for moving, so purchasing a separate commercial truck insurance policy is important. This will protect you and your belongings, no matter how far you plan to move.

At Auto Express Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (832) 232-4655. You can also request a free quote by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!