Auto Insurance Claims For Vandalized Cars

Vandalism is one of the most aggravating vehicle insurance claims. If you park in a tough neighborhood, you know that vandalism is a possibility and that it is typically not about you. 
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Slashed tires, Broken windows, headlights, or taillights, and Spray paint damage are common examples of this. If your car has been trashed, you may wonder if your insurance covers the damage.

Here’s What You Ought To Do
Your insurance company may pay your mechanic directly, so you must pay your technician deductible. Alternatively, if your insurer pays you, you must send the full sum to the mechanic.

• Document the damage to the best of your ability, then check the location to see if there is any surveillance video or witnesses who may have witnessed the occurrence.
• Fill out a police report, including the location and time of the offense. If you can identify the perpetrator, you and the insurance company may be able to sue the offender to recover damages.
• If you are unsure if you will file a claim, contact your insurance carrier to begin the claims process. Because vandalism is typical insurance fraud, you'll need to have an adjuster assess the damage in person.
• Allow an auto shop to evaluate and assess your keyed vehicle. It’s especially critical if there's a chance you overlooked less apparent damage.

Conclusion
Your car insurance might give coverage in the unfortunate event that your automobile is vandalized, provided you take the appropriate steps. Taking preventive measures can assist in keeping your automobile safe and limit your risks of theft or vandalism.

At Auto Express Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (832) 232-4655 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!