A hit-and-run collision occurs when a motorist strikes a pedestrian, another vehicle, or an item and then drives away. There are vehicle plans that may assist in paying the damages of the at-fault party who fled if you are a victim of this collision. Here are a few insurance policies that might be useful in the event of a hit-and-run. Collision Coverage
Collision insurance may pay for the cost of your car's damages in a hit-and-run accident in which you are the victim. Financial assistance with car repairs may be provided via collision insurance. Collision insurance may assist pay the real cash value if your car is already considered beyond repair. Although this insurance is optional, it may be needed if you loan or lease your vehicle. Uninsured Motorist Bodily Injury Coverage (UM/UIM) If you and your passengers are hurt in a hit-and-run collision, your UM or UIM policy may provide coverage. This coverage might be useful if the motorist cannot be recognized or has little or no insurance. As a pedestrian, you may be included. Medical Payments Coverage If you're troubled about medical expenses related to your or your passenger's injuries, Medical Payments coverage may help. Medical payments coverage, Med Pay, can also cover your injuries if you're a pedestrian and a hit-and-run accident victim. Personal Injury Protection Like Med Pay, personal injury protection can help cover medical expenses from hit-and-run accidents. It may also pay missed income, child care, or other household expenditures while you are recovering. Its coverage may also include funeral fees. Actions to Take After a Hit-and-Run A hit-and-run accident might be shocking, but you must take the necessary actions following the accident.
Conclusion A hit-and-run accident can be inevitable. It helps to know the policies and steps to take after a hit-and-run. Ensuring you are safe and secure from any incident that may happen. At Auto Express Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (832) 232-4655. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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