Can You Get Auto Insurance Without A Driver's License?

​You can still get auto insurance without a license, which is necessary if someone else will be driving your vehicle. Several insurance companies could be reluctant to insure customers without a license, even if some states require that you list at least one licensed driver on the policy.

How can you get auto insurance if you don't have a driver's license?
Several insurance providers let the customer who owned the insurance policy designate someone else as the main driver who will use the vehicle the most—rather than themselves.

When you purchase auto insurance, the insurance company will usually request your driver's license plate number to check your driving background and determine what rate to charge you. The insurance company may request one if you don't have a primary driver's license.

The insurer can be listed as a vulnerable driver on the policy. If you choose to drive the car and an accident occurs, the company will not pay any claims.

Will you need auto insurance without a license?
There are several reasons why you might want to purchase auto insurance when you own a car but do not drive, some of which are as follows:

• Your ineligibility to drive is just temporary
• If your child is under 18, they may drive but cannot purchase their own policy
• Your car is driven by someone else
• Your license is suspended
• You own a classic vehicle

These reasons might matter depending on your situation in availing of auto insurance. The stated situations above are some examples of it. 

Who will be the primary driver if you purchase auto insurance with no license?
The primary driver should also be who uses the car the most. It could be your spouse or child if you're married and have kids. If you cannot drive because of a medical condition, a caregiver may accompany you to meetings or assist you with errands.

Conclusion
Obtaining auto insurance without a driver's license may be more difficult, but it is not impossible. However, remember that when looking for car insurance, you must be prepared to provide someone else's name as the main driver.

At Auto Express Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (832) 232-4655 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.