Getting Insurance Without A License

​Auto insurance may protect you in case of an accident with your vehicle. It safeguards you from financial loss in the event of an accident or theft. The insurance provider covers your losses under your policy's terms in return. Car insurance can occasionally be hard to understand; that’s why some rules must be adhered to.

Even if you don't have a license, you still need car insurance if you own a vehicle. You may obtain auto insurance without a driver's license, which may simplify the procedure. This can prevent problems by knowing when and how to obtain car insurance without a license. Such as having your registration stopped or paying a fee for not having car insurance when you should.

When To Insure an Undrivable Car?
You may desire coverage for a vehicle you are unable to use because of the following factors:

• You do not possess a driver's license.
• Your automobile is either in storage, being repaired, or is always parked.
• The car is just momentarily yours; you'll shortly sell it.

How To Obtain Car Insurance Without a License?
It is feasible to purchase auto insurance while driving without a license. However, be aware that many insurance providers either do not provide coverage for unlicensed drivers or demand additional requirements. Working with an insurance agent can help you purchase auto insurance without a license.

Listed below are a few methods for obtaining auto insurance without a license.

1. Indicate That You Are A Prohibited Driver
   To obtain auto insurance without a license, you must purchase a policy that lists you as an excluded driver. You won't be insured if you drive and cause an accident. This lowers the risk for the auto insurance provider. 
   
   
2. To Obtain Insurance, Change Your Vehicle's Registration
   If you cannot locate an insurer, you can consider listing a licensed driver as a co-owner. As owning a car is a condition for receiving insurance, this may give you a chance of getting your insurance.
   
   
3. Acquire Parked-Car Insurance
   Insurance is still available even when an automobile is primarily stored in storage. A comprehensive-only policy only offers comprehensive insurance. This protects against harm to a vehicle while it is being stored and not being driven. An auto insurer probably won't demand that you have a driver's license to purchase parked-car insurance.

Conclusion
Yes, even without a driver's license, you can still insure your own vehicle. You may substitute another kind of photo identification for a driver's license. In many cases, it makes sense to insure an automobile even if you don't have a driver's license. A vehicle is not only a priceless possession but also a piece of heavy machinery. 

At Auto Express Insurance, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (832) 232-4655 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!