With so much going through your head, insurance may be the last thing on your mind. The right small business insurance may give you financial stability and peace of mind, whether you run your cleaning business alone or with a team.
Different Types of Cleaning Services Business Insurance
Insurance brings numerous benefits in addition to financial security. It also improves the stability of your business. Here are a few examples of the various types of cleaning service business insurance:
General Liability Insurance
Every small cleaning company requires general liability insurance, called "slip-and-fall insurance." Any harm suffered by a visitor who slips on your recently waxed floors can be attributed to your customer. The insurance, also known as commercial general liability insurance, protects you if your company is sued for:
Commercial Property Insurance
Most likely, you've already made a significant financial investment in your company. Commercial property insurance protects equipment and real estate in a natural disaster. This insurance will pay for the replacement or repair of your insured cleaning equipment if it is destroyed or damaged as a result of:
Worker's Compensation Insurance
Due to their susceptibility to injuries, you must ensure that the members of your cleaning team receive the required medical attention. Cleaning businesses deal with various hazards, such as biological, chemical, and physical ones.
By carrying workers' compensation insurance, you can avoid paying your employees' medical expenses.
These things can help:
Prospective clients can see that you have an insurance company certifying your work by looking at your janitorial bonds, a type of surety bond. It's a great way to establish trust with new clients.
The term "bonded" on your website or in your marketing materials assures customers that your bond provider will cover replacement costs if an employee steals or damages property.
Your cleaning company is protected from financial responsibilities by general liability insurance, workers' compensation insurance, property insurance, and janitorial bonds. These insurance policies are essential for your company's financial security.
At Auto Express Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (832) 232-4655. Get your free quote today by CLICKING HERE. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.